TIP! The first step in credit repair is to build a plan. You need to make a commitment to changing your spending habits. Your credit may have greatly suffered when you spent more money than you could actually afford or had to make ends meet in this poor economy. Luckily, there are some things you […]
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TIP! Figure out if the debt consolidation company you’re looking into actually has qualified counselors. Counselors should have a certification from a professional organization. There is nothing worse in life than facing a mountain of debt every month. When you take the time to gain knowledge about debt consolidation, you’re learning about a way to […]
TIP! Only inquire in regards to opening retail cards if you seriously shop at that store regularly. When a store runs a credit check to see if you qualify for a card, it shows up on your credit report, even if you ultimately decide not to open an account. Cash may still be a staple […]